20 years ago, a group of like-minded banks formed in several Central Florida communities. The banks were brought together in 2000 to form CenterState Bank. Fast forward to 2020 and our footprint is spread out with 150 branches in Florida, Georgia and Alabama. As a community bank, CenterState drives decision making at the local level. We are best described as a family of small banks led by local community presidents. Our business structure is designed to value the unique character of the communities we serve and to encourage decision making by the banker that is closest to the action. We approach business decisions with an emphasis on long term growth, sustainable profits and the career development of our officers and staff. We will not sacrifice credit quality for short term gain. We will exceed our clients’ expectations by anticipating their needs and responding with a sense of urgency. Each of us has the freedom, authority and responsibility to do the right thing for our clients. Our bank is built on life-long friendships. We believe that the relationship is more valuable than the transaction. Commitment to our faith and families is fundamental to the overall culture of our institution.